Life & Health Insurance Products |
Health Insurance Protection
Major Medical Plans
Major Hospital Plans
Disability Income
Accident Protection
Hospital Indemnity
Cancer Policies
Dental Insurance
Temporary Major Medical
Group Insurance
Medicare Supplements
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Life Insurance Protection
Annual Renewable Term
Whole Life
Single Premium Whole Life
Universal Life
Mortgage Insurance Protection
Cash Accumulation Plans
Buy & Sell Agreements
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Miscellaneous
Annuities
Profit Sharing Plans
Pension Plans |
401 (k)
Payroll Deduction Plans
Individual Retirement Account (IRA)
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Life & Health Insurance Terms
Health Insurance - Coverage for financial losses caused by accidents and illness.
A Medical Insurance Policy pays for the cost of medical care, doctor's
bills, hospital charges and related expenses. Disability Insurance
pays periodic benefits to an insured who is unable to work as a result
of an accident or sickness.
Dental Insurance - We offer flexible and affordable dental plans
that meet your individual needs, such as fee for service, PPO and
prepaid dental programs.
Life Insurance - Provides funds to replace lost income and to pay
expenses associated with the final illness, and/or funeral. Whole
Life Insurance provides lifetime protection (the whole of life) and
is considered permanent insurance. Term Insurance - Provides coverage
for a specified time period, such as 5 or 10 years.
Accidental Death - Provides coverage in the event of death due to
accidental injuries, but not illness. In the event of death, payment
is made to the insured's beneficiary.
Long-Term Care - Day to day care
that a patient recieves in a nursing facility or in his or her residence
following an illness or injury,
or in old age such that the patient can no longer perform some of
the basic activities of daily life.
Please Note: These insurance coverage descriptions
are intended only as a guideline. All
terms and coverages are defined solely by your policy.
Companies We Represent
AFLAC
and other fine insurance companies
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